Get Credit Report Get Credit Report

Identity Theft

Protecting Yourself against Identity Theft

Identity theft is one of the most devastating things that can happen to a person. Victims of identity theft loose time, money and peace of mind. And it is something that continues to rise, being top on the list of criminal activities in the United States. However, there are a number of steps you can take to prevent yourself from becoming a victim.

Protecting yourself against identity theft doesn't have to be complicated, nor does it require daily monitoring or anything like that; it requires very little changes in your major routine, so there's no reason it shouldn't be adhered to.

By using common sense and investigative inquiry once a month, you can save yourself peace of mind and ensure your identity remains with you. From checking your bank statement once a month to reducing the amount of mail in which you receive checks, keeping your identity safe is both necessary and easy.

First and foremost, make sure to check your credit card and bank statements each month as it is one of the easiest ways to tell if something suspicious is going on with your account.

Second, never toss anything into the trash that contains sensitive information, like birth date, SSN etc. While this may seem obvious, a great number of identity thefts occur from carelessness about what goes into their trash; a cheap, easy solution is a shredder.

If you commence an over-the-phone transaction in public, such as checking a statement or balance, taking care of a problem with a credit card, or similar activities, always use your touch pad, never use voice recognition.


Minimize the amount of actual mail in which you receive payments or checks; many companies now have direct deposit and online pay bill options. This reduces the amount of sensitive information that can be stolen out of your mailbox.


Never get your checks printed with your license or SSN numbers. This will make it much harder for people to use your information.


Never give any information out that you aren't required to do. This applies to everyone no matter who they are, from telemarketers to door-to-door salesmen


Never give sensitive information over the phone. If you are asked for any sensitive information, make sure you know why the entity is contacting you and what exactly it is for. Even then you should be careful and look them up online if you're unsure who they are


Unless you are filling out an application for a job, passport or other similar reason, leave your social security card at home. This is imperative, as if someone gets a hold of that card, they can use it to impersonate you.


If you create an account online, make sure to use secure passwords composed of numbers and letters, and always have a password for your security questions. For example, if your question is "what was your childhood pet's name" don't actually give the name of your pet, but do use a codeword.

Lexington Law
Lexington Law is the trusted leader in credit repair. Having served over 200,000 clients since 1991, they have the experience necessary to make credit repair work for you... more

Lexington Law

LifeLock
LifeLock provides a proactive identity theft service, specializing in the prevention of identity theft rather than the reporting of it. LifeLock was founded in 2005 and is already considered the industry leader.

LifeLock

Credit Solutions
Credit Solutions is the largest, fastest-growing debt settlement company in the nation, managing over 1.2 billion dollars of debt for our clients. More than 50,000 people trust us to help them get a fresh start with their personal finances and their lives. We help by negotiating a reduction in outstanding debt, providing solid financial information, and arming our clients with sound budgeting tools.

Credit Solutions